Apply Now

Your Trusted Private Lending Partner

Fast, flexible financing solutions for commercial real estate projects. Get the capital you need when traditional lenders can't deliver.

Why Choose AMM Financial?

We provide innovative lending solutions with speed and flexibility that traditional banks can't match.

Fast Funding

Close deals in as little as 7-10 days with our streamlined approval process

💼

Flexible Terms

Customized loan structures tailored to your specific project needs

🏆

Expert Guidance

Years of experience in commercial real estate lending and investment

About AMM Financial Services

Building relationships through exceptional service and reliable financing solutions.

Our Story

AMM FINANCIAL SERVICES, LLC has been a trusted name in private lending since our founding. We specialize in providing creative financing solutions for commercial real estate projects that don't fit traditional lending criteria.

Our team of experienced professionals understands the unique challenges faced by real estate investors and developers. We take pride in our ability to structure deals that work for all parties involved, delivering results when others can't.

Our Mission

"To provide innovative, reliable, and flexible financing solutions that empower real estate professionals to achieve their investment goals while building lasting partnerships based on trust and mutual success."

Our Loan Programs

Comprehensive financing solutions for all your commercial real estate needs

🏢

Bridge Loans

Short-term financing for property acquisition, renovation, or construction projects

  • Loan amounts: $500K - $20M
  • Terms: 6-36 months
  • LTV: Up to 75%
  • Fast closing: 10-15 days
🏗️

Construction Loans

Ground-up construction and major renovation financing for commercial properties

  • Loan amounts: $1M - $25M
  • Terms: 12-36 months
  • LTC: Up to 90%
  • Interest-only during construction
💰

Fix & Flip Loans

Short-term financing for residential property rehabilitation and resale

  • Loan amounts: $100K - $5M
  • Terms: 6-18 months
  • LTV: Up to 90% purchase
  • 100% renovation financing
🏪

Commercial Mortgages

Long-term financing for stabilized commercial properties

  • Loan amounts: $500K - $15M
  • Terms: 3-10 years
  • LTV: Up to 75%
  • Amortization: 25-30 years
🏠

Multi-Family Loans

Financing for apartment buildings and residential rental properties

  • Loan amounts: $1M - $20M
  • Terms: 1-5 years
  • LTV: Up to 80%
  • Non-recourse available
🔄

Debt Consolidation

Consolidate multiple debts into one manageable loan with better terms

  • Loan amounts: $10K - $500K
  • Terms: 6 months - 25 years
  • Competitive interest rates
  • Simplify your finances

Loan Terms

Transparent and competitive lending terms for all our financing programs

Loan Type Loan Amount Term Loan-to-Value (LTV) Interest Rate Points
Bridge Loans $50K - $15M 6-25 years Up to 75% 6% 1-2 points
Fix & Flip Loans $20K - $30M+ 6 months - 25 years Up to 90% 7% - 9% 2-4 points
New Construction $50K - $10M 6 months - 25 years Up to 85% 7% 3-5 points
Commercial Real Estate $500K - $15M 6 months - 25 years Up to 75% 7% 1-3 points
Multi-Family $1M - $20M 6 months - 25 years Up to 80% 7% 1-3 points
Debt Consolidation $10K - $500K 6 months - 25 years Up to 85% 7% 1-2 points

Additional Terms & Conditions

  • All loans subject to underwriting approval and property appraisal
  • Prepayment penalties may apply for certain loan types
  • Interest rates are subject to change based on market conditions
  • Additional fees may include: appraisal, legal, title, and environmental
  • Minimum credit score requirements vary by loan program
  • All terms are subject to change without notice

Brokers & Investors

Partner with AMM Financial for mutually beneficial relationships

For Brokers

AMM Financial values our relationships with mortgage brokers and offers competitive compensation packages for referred business.

Benefits of Partnering With Us:

  • Competitive commission structure (2%)
  • Fast turnaround times
  • Dedicated broker support team
  • Wide range of loan products
  • Flexible underwriting guidelines
  • Regular communication throughout the process

Our Broker Loan Officers:

  • Charles Vincenzo - Senior Broker Relations Manager
  • Bruno Alfonso - Commercial Lending Specialist
  • Mario Arturo - Residential & Fix & Flip Specialist
  • James Martinez - Construction & Development Specialist

Contact our broker relations team to learn more about our partnership opportunities.

Contact Broker Relations

For Investors

AMM Financial offers unique investment opportunities for accredited investors seeking attractive returns in the private lending space.

Investment Opportunities:

  • Participation in individual loans
  • Pooled loan funds
  • Mezzanine debt positions
  • Preferred equity investments
  • Joint venture partnerships

Why Invest With AMM Financial:

  • Attractive risk-adjusted returns
  • Diversified real estate portfolio
  • Experienced underwriting team
  • Strong collateral protection
  • Transparent reporting
  • Proven track record

Contact our investor relations team to discuss current investment opportunities.

Contact Investor Relations

Our Expert Team

Meet the professionals dedicated to your financial success

👨‍💼

Michael Anderson

Managing Partner

20+ years in commercial real estate lending and investment banking

👩‍💼

Sarah Martinez

Senior Loan Officer

Specializes in construction lending and complex deal structuring

👨‍💼

David Kim

Underwriting Director

15 years of underwriting experience across all property types

👨‍💼

Charles Vincenzo

Senior Broker Relations Manager

10+ years in broker relations and commercial lending

👨‍💼

Bruno Alfonso

Commercial Lending Specialist

Expert in commercial mortgage underwriting and structuring

👨‍💼

Mario Arturo

Residential & Fix & Flip Specialist

Specializes in residential investment property financing

👨‍💼

James Martinez

Construction & Development Specialist

Expert in ground-up construction and development financing

Contact Us

Get in touch with our lending specialists

Get In Touch

📍

Address

300 EAST 39TH STREET SUITE 28G
NEW YORK, NY 10016

📞

Phone

(845) 300-7870

✉️

Email

info@ammfinservices.com

ammfinservicellc@gmail.com

🕒

Business Hours

Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment

Send Us a Message

Loan Application

Start your loan application process today

Personal Information

Loan Details

Additional Information